Car Financing at Our Pelham Dealership

No-Hassle Trade Evaluation

Our trade-in experts at Driver's Way will give you the most market-reflective vehicle pricing for your used car, truck, van, or SUV. We’re not here to lowball you; if you bring in a gem, we’ll offer you a gem-worthy amount! With an instant trade quote, our Pelham used car dealer will be able to give you an idea of your trade-in value, so you can get an idea of the vehicles you can finance!

Competitive On-site Financing Options

Need help with car financing? With one fast and free credit application, our Birmingham-area pre-owned Finance Team will search a broad array of lenders to find the best loan for you. Working with numerous banks and credit unions, we offer very competitive on-site financing options. There is no obligation and, usually, we have an answer for you the same day! Here at Driver's Way, we are committed to customer service. From our competitive financing options and vehicle protection programs to our Extended Service Plans, we provide only the best for Pelham and Birmingham-area shoppers!

Extended Service Plan

All Driver's Way Certified Vehicles come with Peace–of–Mind Protection, which consists of a 3-day return policy, a 30-day exchange policy, and a 3-month/3,000-mile limited warranty.

For customers who wish to further protect their investment, Driver's Way also offers Extended Service Plans for Pelham or Highway 280 customers. These plans grant you cost-free repairs (after deductible on covered items) at Driver's Way, local dealerships, or your favorite mechanic. The repair facility just has to guarantee the parts and labor for 6 months or 6,000 miles. Each Extended Service Plan also comes with free roadside assistance.

If you later decide to trade in your vehicle, you may cancel the warranty at any time for a prorated refund. If you decide to sell the vehicle, you can transfer the plan to the new owner.

Gap Insurance

If your vehicle suffers a total loss due to theft or serious accident, Gap insurance (asset protection) will pay the difference between the balance owed on your vehicle and the book value of your vehicle as determined by your insurance company (up to $50,000). It will also cover your insurance deductible of up to $1,000. You should definitely consider gap insurance if you roll in negative equity, put little or no money down, or finance for an extended term.

According to the Insurance Information Institute, a vehicle is stolen every 25 SECONDS in the United States. To make matters worse, vehicle theft is more prevalent in the South than in any other country! Why not protect yourself? If you must, you can cancel this coverage at any time.

No Games

Once an appropriate loan is found, we will give you the rate and overview of your payment plan. We will also lay out the factors that will impact your monthly payment. From the length of your loan to the best down payment for your budget, we’ll gladly break it all down and find the option that works best for you. Try out our car financing calculator to get an idea of what to expect. We will also consider the benefits of protective services, such as Gap Insurance.

No Obligation

With our online credit application, you are free to apply for a loan prior to visiting our store. Please submit your application via our Web site, contact Driver's Way at (205) 982-8326, or fax the information directly to our Finance Department at (205) 982-1912. We serve the Pelham and Birmingham areas!

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