If your vehicle suffers a total loss due to theft or serious accident, Gap insurance (asset protection) will pay the difference between the balance owed on your vehicle and the book value of your vehicle as determined by your insurance company, up to $50,000. It will also cover your insurance deductible of up to $1,000. This protection is crucial, especially if you roll in negative equity, put little or no money down, or finance for an extended term.

According to the Insurance Information Institute, a vehicle is stolen every 25 SECONDS in the United States. To make matters worse, vehicle theft is more prevalent in the South than in any other part of the country! Protect yourself -- you can cancel this coverage at any time.

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